The loan you need, from the lender most likely to say yes
We compare home, personal, business and property loans plus credit cards across 14+ banks and NBFCs, tell you what you actually qualify for, and help you apply once — properly.
Compare every major loan in India
Indicative rates, real eligibility rules and the calculators that matter for each product.
Home Loan
Buy, build or transfer — the longest and cheapest loan you will ever take.
Personal Loan
Unsecured money for anything, disbursed in hours rather than weeks.
Business Loan
Working capital, equipment and expansion finance for growing businesses.
Loan Against Property
Borrow large against property you already own, at secured-loan rates.
Car Loan
New and used car finance at rates well below unsecured borrowing.
Gold Loan
Fastest secured credit in India — money against jewellery, often within the hour.
Education Loan
Fund study in India or overseas, with repayment starting after the course.
Apply once, to the right lender
Applying to four banks leaves four hard enquiries on your credit file and lowers your score. This is the better way round.
Tell us what you need
Two minutes, six fields. No documents, no credit check, and nothing that touches your credit report.
We match you to lenders
We check your profile against the criteria of our lending partners and come back with the products you actually qualify for — not a list of everything on the market.
An advisor calls you
A real person walks you through the options, tells you which lender is likely to say yes, and what your file needs to look like before it goes in.
Apply once, properly
We help you submit to the lender most likely to approve you, so you avoid the multiple rejections that damage your credit score.
Cards that actually pay for themselves
We compare 12 cards on the real reward rate, not the headline — and tell you which ones you qualify for.
HDFC Millennia Credit Card
HDFC Bank- 5% cashback on Amazon, Flipkart, Swiggy, Zomato, Myntra, Uber and other partners
- 1% cashback on all other spending
- 8 complimentary domestic lounge visits a year
SBI Cashback Credit Card
SBI Card- 5% cashback on all online spending, with no merchant restriction
- 1% cashback offline
- Cashback credited automatically to the statement
Amazon Pay ICICI Credit Card
ICICI Bank- Lifetime free — no joining or annual fee
- 5% back for Amazon Prime members on Amazon, 3% for non-members
- 2% back on partner merchants, 1% everywhere else
Know your credit score before a lender does
Your CIBIL score decides whether you are approved and what rate you pay. Checking your own score is a soft enquiry — it never lowers it, however often you look.
Run the numbers first
The calculators people reach for first — each one shows the working, not just the answer.
Why go through a marketplace
Checking costs you nothing
An eligibility check here is not a credit application. Nothing is reported to CIBIL, so your score is untouched — unlike applying directly to four banks and collecting four hard enquiries.
One profile, many lenders
Every bank has different income thresholds, employer lists and FOIR bands. The same file can be declined at one lender and approved at another. We know which is which.
The rate is negotiable
The benchmark is fixed but the spread over it is not. Volume relationships mean a file that goes through us is priced on the strength of the profile, not on who walked in the door.
One application, not four
We tell you what your file needs before it is submitted, which is the difference between a sanction in a week and a rejection you have to explain to the next lender.
Understand it before you sign it
Plain-English explanations of how borrowing, tax and property actually work in India.
The first-time home buyer's guide
What you can borrow, what it actually costs, and the order to do things in.
Read the guideBalance transfer: when refinancing actually pays
The rate gap, the break-even month, and the phone call to make first.
Read the guideYour credit score, and how to fix it
What each band gets you, and the actions that actually move the number.
Read the guideRates compared across India's major lenders
We track indicative starting rates from banks and NBFCs so you know what a fair quote looks like before you walk in.
Not sure which loan fits?
Run the eligibility calculator first — it tells you what you qualify for before any lender runs a credit check on you.
Common questions
Yes, entirely. Every calculator is free, needs no sign-up, and has no usage limit. Nothing you enter is sent to a server — the maths runs inside your browser.
The loan calculators use the same reducing-balance EMI formula that every Indian bank applies, so results match a lender's figure to within a rupee or two. Small differences arise from the disbursal date, since lenders charge broken-period interest for the days before your first full instalment.
No. We provide information and calculation tools only. We are not a bank, NBFC or lending intermediary, and we do not give financial advice. Always confirm final terms with the lender.
FY 2026-27 (assessment year 2027-28), with the new regime slabs unchanged by Budget 2026, and GST on the current 0/5/18/40% structure introduced in September 2025.
No. All calculations happen locally in your browser. Your inputs are only encoded into the page URL so that a link you share reopens the same result — and that only happens on your device.